The weekend is just around the corner and you’re stuck in on-again, off-again traffic. This wouldn’t have been so bad if you weren’t already running later for work. As the traffic begins to pick up, all you can see ahead of you is a sea of congestion. You look in the far distance for a moment to see if you can catch a glimpse of a car accident ahead.
At that moment, the car in front of you suddenly stops. You slam on the breaks just in time, but not before the car behind you crashes into your back bumper. You’ve been in a car accident. Although you don’t think you’ve suffered any injuries, your car is in pretty bad shape.
Car Accident Claims
Car accidents occur every day on the streets of New York. And, in each and every case, all drivers are required by law to stop and exchange information. Otherwise, you are exposing yourself to the possibility of being charged with a hit-and-run. If there is property damage, and it is under $1000 worth of damages, you and the other driver must exchange drivers’ licenses, insurance, and registration. If the damage is over $1000, then you and the driver must both submit the “Report of Motor Vehicle Accident” to the DMV within 10 days of the accident. In the case that anyone is killed or injured in the crash, then you need to immediately notify the police and file a report of the accident. No matter what happened during the collision, remember that the key to handling a car accident in New York is to not only exchange all necessary information and file a report but to take pictures of the scene so that you will have the information necessary for compensation with your car accident lawyer.
If you are seeking compensation for property damage or injuries that you have suffered, it is crucial to understand the distinction between “no fault” and “comparative fault” laws in New York. New York is one of several states that has a “no fault” system where you must seek medical and lost wages from your own insurance company. Although it may seem that this route avoids conflict, keep in mind that insurance companies will try to provide you with the least money that they legally can. To reach an equitable settlement, an experienced car accident lawyer in New York can use their knowledge and skill to get you the compensation that you deserve. If there is more than one party at fault for the car accident, then “comparative fault” laws are applicable towards your compensation. What “comparative fault” means is you can file a lawsuit to be compensated for another party’s negligence based on the percentage that they were at fault. How this works is that even if you are only 10 % at fault, then the amount of compensation that you will receive will be reduced by 10 %. With the aid of a seasoned car accident lawyer, you can have the tools at your disposal to seek full compensation.