In understanding your car insurance policy, the declaration page is a fundamental component. Often referred to as the “dec page,” this document provides a concise overview of your insurance coverage. It lists the essential information, including your personal details, the types of coverage you’ve purchased, your policy limits, and the cost for each coverage. It…
Personal Injury Protection (PIP) insurance is a type of auto insurance coverage that provides medical expenses and, in some instances, lost wages and other damages. It is known as “no-fault” coverage because it pays out claims irrespective of who is at fault in the accident. PIP is mandatory in some states, including New York, and…
When you lease a car in the state of New York, insurance is a crucial component of the agreement that protects both you and the leasing company from financial loss in case of theft, damage, or an accident. Typically, leasing companies require a more comprehensive insurance coverage than you might normally choose for a car…
Uninsured motorist coverage is an often-overlooked aspect of car insurance that can play a critical role in your financial protection if you get into a car accident in Nassau County, New York City or elsewhere in the state. While you may be diligent about maintaining your own insurance policy, not all drivers show the same…
Becoming a lawyer in the state of New York involves a multi-step educational and licensing process that varies by jurisdiction but generally follows a similar path. Initially, you must earn an undergraduate degree, which typically takes four years of full-time study. While your major is not strictly dictated by law schools, courses in English, history,…
When you lease a car in the state of New York, the agreement typically requires a specific level of insurance coverage, which can be more comprehensive than the minimum insurance required for purchasing a vehicle outright as per the laws of the state. This is because the leasing company, as the legal owner of the…
DUI checkpoints, also known as sobriety checkpoints, are increasingly utilized by New York City law enforcement as a part of their strategy to combat impaired driving. These checkpoints are temporary installations where New York City police officers stop vehicles in a specific location to check for signs of alcohol or drug impairment in drivers. The…
Magnetic Resonance Imaging (MRI) is a non-invasive diagnostic tool widely used in medicine to visualize the internal structures of the body in great detail. Contrast agents, typically containing gadolinium, are often administered during MRI scans conducted in the state of New York and the surrounding areas to improve the clarity of the images. These agents…
Brake checking occurs when a driver intentionally applies the brakes sharply to send a message to the vehicle behind them, often because they believe the following driver is too close or tailgating. This sudden action forces the tailgating driver to also brake abruptly, which can result in a dangerous situation on the road. Since the…
Brake checking occurs when a driver deliberately slams on brakes to startle or retaliate against another driver who may be tailgating. You might wonder about the legality of such a maneuver, particularly if you have encountered or considered it while feeling pressured by another vehicle following too closely. Typically, brake checking is considered a reckless…
